Last Updated: September 10, 2026
Welcome to Strata Financial Solutions (“Strata Financial Solutions,” “we,” “us,” or “our”). These Terms of Service govern your access to and use of our website and online services.
By accessing or using our website or services, you acknowledge that you have read, understood, and agree to these Terms of Service. If you do not agree, please discontinue use of the website and services.
1. Eligibility
Our services are intended for users who are legally able to enter into binding agreements and satisfy applicable eligibility requirements. Our website and services are not intended for individuals under 18.
By using our website, you represent that the information you provide is accurate and that you have authority to provide information submitted on behalf of a business or organization.
2. Our Services
Strata Financial Solutions provides information and services relating to financial products, business financing, and related financial solutions.
Information on our website is for general informational purposes and does not guarantee qualification, approval, funding, financing terms, rates, fees, or any particular financial product.
3. Applications and Information
When submitting an application or requesting services, you agree to provide accurate, current, and complete information.
You authorize Strata Financial Solutions and applicable service providers, partners, and financial institutions to use submitted information as reasonably necessary to evaluate applications, verify information, perform due diligence, provide requested services, and comply with applicable law.
False, misleading, incomplete, or fraudulent information may result in rejection of an application or termination of access to our services.
4. No Guarantee of Financing
Submitting an application does not guarantee approval, funding, financing terms, or any particular financing amount or rate. Any financing offer or approval is subject to the applicable provider’s requirements and final terms.
5. Website Use
You agree to use the website only for lawful purposes. You may not:
- Use the website for fraudulent or unlawful purposes.
- Attempt unauthorized access to our systems, accounts, or data.
- Interfere with website operation or security.
- Submit knowingly false or fraudulent information.
- Copy, reproduce, distribute, or commercially exploit website content without authorization.
- Introduce malicious code, viruses, or other harmful material.
- Use automated systems in a manner that could impair website operation.
6. Intellectual Property
Website content, including text, graphics, logos, designs, images, software, and other materials, is owned by or licensed to Strata Financial Solutions unless otherwise stated.
You may not reproduce, modify, distribute, publish, display, or commercially exploit our content without authorization.
7. Third-Party Services and Links
Our website may contain links to or integrations with third-party websites, services, financial institutions, technology providers, or other parties.
Strata Financial Solutions does not control third-party services and is not responsible for their content, availability, policies, security, or practices. Third-party services are subject to their own terms and policies.
8. Privacy
Your use of our website and services is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect information.
9. Disclaimers
To the fullest extent permitted by law, the website and its content are provided on an “as is” and “as available” basis.
We do not guarantee that the website will always be available, uninterrupted, error-free, secure, or free from harmful components. Website information may change without notice.
10. Limitation of Liability
To the fullest extent permitted by law, Strata Financial Solutions and its affiliates, officers, employees, agents, partners, and service providers will not be liable for indirect, incidental, consequential, special, or punitive damages arising from your use of, or inability to use, the website or services.
Nothing in these Terms of Service excludes liability that cannot legally be excluded.
11. Indemnification
You agree to indemnify and hold harmless Strata Financial Solutions and its affiliates, officers, employees, agents, partners, and service providers from claims, liabilities, damages, losses, costs, and expenses arising from your violation of these Terms of Service, unlawful website use, or inaccurate or fraudulent information.
12. Changes to These Terms
We may modify these Terms of Service from time to time. Changes become effective when posted unless otherwise stated. Continued use of the website after changes are posted constitutes acceptance of the revised terms.
13. Termination
We may suspend or terminate access to the website or services when reasonably necessary to protect our business, users, systems, legal interests, or when these Terms of Service are violated.
14. Governing Law
These Terms of Service shall be governed by applicable law, without regard to conflict-of-law principles. Disputes arising from or relating to these Terms of Service or your use of the website shall be subject to courts having appropriate jurisdiction.
15. Severability
If any provision is determined to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
16. Entire Agreement
These Terms of Service, together with our Privacy Policy and any other policies or agreements expressly incorporated by reference, constitute the entire agreement regarding your use of the website and services.
17. Contact Us
If you have questions regarding these Terms of Service, please use the contact information or contact form provided on the Strata Financial Solutions website.
